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Fernandina Beach 3 Bedroom Homes for Sale

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Fernandina Beach 3 Bedroom Homes for Sale

3 Beds ⋅ 2 Baths ⋅ 2156610 MLS

GREAT INVESTMENT PROPERTY! Nice home in quiet neighborhood close to shopping and schools. Totally renovated in 2020, new kitchen, master bath, flooring and AC system. Currently rented until Nov. 1st. 2026 for $2200 per month. Tenant wants to stay. Projected rent $2400 per month. FOR INVESTORS ONLY at this point!

96328 Ridgewood Circle, Fernandina Beach

3 Beds ⋅ 2 Baths ⋅ 2156603 MLS

Step into the timeless charm of Historic Fernandina Beach with this beautifully preserved circa-1891 Victorian home in the heart of the Historic District, listed on the National Register of Historic Places. Just blocks from Centre Street, boutique shopping, waterfront dining, the marina, and Amelia Island's year-round festivals, this remarkable home blends historic craftsmanship with modern comfort. Offering more than 2,200 square feet, this 3-bedroom, 2-bath home showcases original heart pine floors, soaring 12-foot ceilings with crown molding, dramatic floor-to-ceiling parlor windows, and a stunning 21-riser hand-hewn staircase. Built using innovative balloon-frame construction, the home was designed for beauty and longevity. The historic dog-walk (dogtrot-style) interior passage reflects its architectural heritage, while the remodeled kitchen and adjoining living area provide an inviting space for everyday living and entertaining. Thoughtfully updated with renovated marble baths, natural gas, a tankless water heater, water softener, new roof (2023), new irrigation system (2024), and attic roof clips for added structural resilience. Located outside a FEMA Special Flood Hazard Area. More than 30 windows feature custom plantation shutters, while the screened porch overlooks brick patios, mature landscaping, a spacious garden/storage shed, and an original cistern beneath the home. Historic homes offering this level of authenticity, thoughtful updates, and an unbeatable downtown location rarely become available. Own a remarkable piece of Fernandina Beach history just moments from the waterfront, restaurants, shops, and the Amelia Island lifestyle.

111 S 5th Street, Fernandina Beach

3 Beds ⋅ 3 Baths ⋅ 2156377 MLS

Experience ultimate oceanfront living at 1332 Shipwatch Circle, a rare 3-bedroom villa within the prestigious gated Amelia Island Plantation. Designed to maximize coastal views, the light-filled floor plan features a formal dining area, breakfast nook, and bright kitchen with white cabinetry, granite countertops, pantry, and ocean views. Large glass sliders open to a private covered balcony overlooking the Atlantic, the perfect place to enjoy sunrise. The layout includes two spacious ensuite bedrooms with walk-in closets, plus a versatile third bedroom. Shipwatch amenities include an oceanfront pool, direct beach access, outdoor showers, foot rinse, picnic tables, gas grills, and a pet-friendly walking area. Offered furnished, this villa is ideal as a primary residence or investment property and is eligible for The Villas of Amelia Island Rental Program, providing guests access to exclusive Omni Resort amenities.

1332 Shipwatch Circle, Fernandina Beach

3 Beds ⋅ 2 Baths ⋅ 2156372 MLS

Welcome home! This spacious 3 Bedroom/2 Bath condo is the largest floor plan in the community, and it truly lives more like a house than a condo. High ceilings and an open layout give it an airy, modern feel, while updated flooring, plantation shutters, and a cheerful pop of sunshine yellow keep the rooms feeling bright and fresh. The kitchen is a standout -- Beautiful 42-inch cabinets, a pantry, and an island with bar space flow right into a cozy breakfast nook, making it easy to cook, gather, and entertain all in one open space. The bathrooms have been thoughtfully updated too, and there's plenty of room throughout to spread out or work from home. Step out back to your own screened-in patio -- the perfect spot to sip your morning coffee and listen to the birds. A chairlift is also included for easy access between floors, simple to remove if you don't need it, and a nice bonus if you do. Location is a real win here: you're just around the corner from restaurants and Super Walmart, about 10 minutes to the beach, and 10 minutes to I-95 -- convenient to everything without the hustle. Home is tucked inside a quaint, gated community with a sparkling pool, and HOA fees stay affordable at under $400/month. Move-in ready, full of light, and full of space -- this one is hard not to fall in love with. Come see it for yourself

96029 Cottage Court Unit 1205, Fernandina Beach

3 Beds ⋅ 1 Baths ⋅ 2156338 MLS

SHORT-TERM RENTAL POTENTIAL ON AMELIA ISLAND! Ideally situated on the highly desirable south end of the island, 1630 Ian Drive is a rare opportunity perfectly positioned between The Ritz-Carlton and Omni Amelia Island Resort. With no HOA and located outside city limits, enjoy added flexibility without city taxes. This renovated 3-bedroom, 1-bath elevated home features new tile flooring throughout, an updated kitchen with new countertops and backsplash, a refreshed bathroom with new shower and vanity, updated lighting, and newer AC. Additional improvements include a new septic tank and water softener. Outside, enjoy an impressive circular driveway, fresh landscaping, and low-maintenance turf beneath the home. Offered with the option to purchase furnished, excluding bunk beds. Whether you're looking for an island getaway, investment opportunity, or both, this is your chance to own a piece of the Amelia Island lifestyle!

1630 Ian Drive, Fernandina Beach

3 Beds ⋅ 4 Baths ⋅ 2156195 MLS

Tucked beneath a canopy of majestic live oaks, this rare end-unit villa offers exceptional privacy in the heart of the Amelia Island Plantation. Ideally located just steps from the beach, the Omni Amelia Island Resort & Spa, Little Sandy Golf Course, dining, and shopping, this fully furnished villa is beautifully updated and move-in ready. The open floor plan features a bright kitchen with white cabinetry, an open staircase, and a convenient main-level powder bath. Upstairs are three spacious ensuite bedrooms, including a luxurious primary suite with a private balcony and remodeled bath with dual vanities. Recent updates include new glass sliding doors, LVP flooring, HVAC, water heater, paint, and lighting. Currently a top-performing rental in the Villas of Amelia Island Rental Program, averaging approximately $63,000 in annual gross rental revenue, with professional management, dedicated marketing, 24-hour on-site support, and exclusive Omni Resort amenities.

2001 Beach Wood Road, Fernandina Beach

3 Beds ⋅ 2 Baths ⋅ 2155472 MLS

TRUE DEEP WATER! A DEPTH OF 25 TO 30 FEET AT ALL TIDES! OFFERING 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. Set on a flat one-acre lot in an established enclave of MULTIMILLION-DOLLAR HOMES, this is a rare Fernandina waterfront opportunity built around boating, fishing and life on the water. CAST FOR LARGEMOUTH BASS, REDFISH, BREAM AND CRAPPIE; WATCH DOLPHINS, SEA TURTLES, OTTERS, PELICANS, OSPREYS AND EAGLES; AND ENJOY SPACEX LAUNCHES FROM YOUR OWN BACKYARD. The updated 3-bedroom, 2-bath brick home offers an OPEN-CONCEPT LAYOUT, NEWER HVAC, NEW WINDOWS, AN EXPANSIVE COVERED PATIO AND BROAD WATER VIEWS. Enjoy it comfortably now, with the flexibility to build a custom waterfront residence in the future. Along the water, a HEAVILY REINFORCED RIPRAP SHORELINE provides added protection, while the property's location OUTSIDE THE FLOOD ZONE and freedom from HOA or CDD fees add even more peace of mind. All of this is within easy reach of FERNANDINA'S AWARD-WINNING BEACHES, DINING, SHOPPING AND THE NOSTALGIC CHARM OF HISTORIC DOWNTOWN. A setting this deep, usable and well located is exceptionally hard to find. Also available with adjoining parcel. See combined MLS #2155471. Furniture is negotiable.

95766 Wilder Boulevard, Fernandina Beach

3 Beds ⋅ 3 Baths ⋅ 2154960 MLS

Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.

523 S 13th Terrace, Fernandina Beach

3 Beds ⋅ 2 Baths ⋅ 2154518 MLS

This upgraded pool home on Amelia Island features no hoa, and offers the perfect opportunity for an island-style primary residence or a lucrative short term rental. Home can be sold fully furnished. Nestled at the end of a quiet street in a well-established neighborhood. Maintain your privacy as this island oasis backs directly up to a protected maritime forest. This charming 3-bedroom, 2-bathroom home spans 1,501 sqft and boasts a newer 2020 roof, with framing studded for 2-story potential. New windows installed in 2025. New Salt System for the pool installed in 2024 making the pool easy to maintain. Inside, you will find an open-concept living space seamlessly converted from a previous garage. Kitchen features color changing LED lighting around ceiling moulding. Both Bathrooms have received a total of $20k upgrade with new shower, tub and surrounds. Outside features an enclosed pool and patio with a water feature and a spacious .27 acre lot with a fully fenced back yard and plenty of room to build your dream garage or enjoy the open, groomed grassy lawns. Large Shed for extra storage conveys with the property. Imagine riding your bike to the beach, or only a few minutes drive to the nearest beach visiting local restaurants and attractions, or heading to the nearby YMCA and award-winning Nassau County schools--or simply stay home and lounge by the pool! You can truly have it all.

1745 Pheasant Lane, Fernandina Beach

3 Beds ⋅ 3 Baths ⋅ 2154394 MLS

NEW PRICE + NEARLY $6,000 IN POTENTIAL BUYER INCENTIVES! Now offered at $294,900, with the seller contributing up to $3,000 toward Buyer closing costs and pre-paids with an acceptable offer, PLUS a preferred lender incentive of 1% of the loan amount toward discount points or closing costs. Move right in & enjoy this beautifully refreshed 3 bed, 2.5 bath home in the gated Cottages at Stoney Creek. Fresh interior paint, brand new stainless steel kitchen appliances & new carpet upstairs create a clean, updated feel without the projects or expense of getting a home move-in ready. Ideally positioned just inside the community, the home offers convenient access to the gated entrance without being located on a main road. The community pool & mailboxes are just a short walk away, adding to the ease of this low-maintenance lifestyle. Minutes from I-95, shopping, dining & the growing conveniences of Yulee, the location also provides easy access to Jacksonville, Fernandina Beach & the beaches & coastal lifestyle of Amelia Island. Whether you're looking for a primary residence, second home or investment opportunity, this refreshed home offers an appealing combination of condition, convenience & value. Schedule your showing today! *Preferred lender incentive available when choosing Daniel Halvorsen, Branch Leader/Mortgage Advisor with Halvorsen Team | Neo Home Loans. Lender incentive is subject to maximum allowable third-party contributions & lender guidelines. Seller contribution subject to acceptable offer.

96230 Stoney Drive Unit 2801, Fernandina Beach

3 Beds ⋅ 2 Baths ⋅ 2154069 MLS

Long after the pirates left Fernandina Beach, one treasure remains remarkably rare: a private deep-water dock on the Nassau River. Beneath the majestic live oaks of a designated Canopy Road, this concrete block waterfront home offers one of the few island properties with constant deep-water access. Spend your days boating the Intracoastal Waterway, exploring Cumberland Sound, or heading to the Atlantic Ocean, then return home to breathtaking western sunsets that set the Nassau River ablaze with color. Inside, timeless terrazzo floors, warm wood accents, and a striking wood-burning fireplace provide the perfect foundation for your own vision. Offering an exceptional opportunity to personalize, the true luxury lies outside--towering live oaks draped in Spanish moss, abundant wildlife, ever-changing river views, and an irreplaceable waterfront setting where boating, nature, and spectacular sunsets define the Florida lifestyle. The bulkhead needs restoration, estimate in documents

1209 Manucy Road, Fernandina Beach

3 Beds ⋅ 2 Baths ⋅ 2153880 MLS

This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.

824 S 10th Street, Fernandina Beach

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